Healthcare Information

RSCD does not manage healthcare provisions for members. Retired members who would like additional information on benefits, important dates, enrollment, and any other healthcare-related concerns, should use the following information to contact the third party administrator.

City of Detroit Police and Fire Retiree Healthcare Trust Website

For information on the Cops Trust Retiree HRA:
Please visit  which includes resources for DPOA, DFFA, DPLSA, and DPCOA: 

For PFRS members who retired AFTER January 1, 2015, and for new PFRS retirees:
Kapnick is the third party administrator for your dental and vision benefit funds. For assistance, please use the following contact information:

333 Industrial Drive
Adrian,  MI 49221
Phone: (877) 456-4306

For PFRS members who retired BEFORE January 1, 2015:

Beginning January 1, 2019, the third party administrator Police and Fire retirees who retired prior to January 1, 2015 will be BeneSys, supported by TMR & Associates. For additional information about benefits, please visit the website for the City of Detroit Police and Fire Retiree Healthcare Trust; or you may contact the BeneSys Troy office or the TMR & Associates Detroit office for more immediate assistance.

Mailing Address:
Detroit Police & Fire Retiree Health Care
PO Box 1198
Troy, MI  48099

BeneSys, Troy Office Address:
700 Tower Drive
Suite 300
Troy, Michigan, 48098

BeneSys, Troy Office: (248) 641-4932
TMR & Associates, Detroit Office: (313) 963-1135
BeneSys, Toll Free: (833) 725-5336
BeneSys, Fax: (248) 636-4191